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How Should I Respond to a Client Who’s Upset About a Decline in Their Estimated Home Value?

What to do when a client is concerned about a drop in their estimated home value in the Ownwell report.

Dan MacDonald avatar
Written by Dan MacDonald
Updated over 10 months ago

It’s natural for clients to feel concerned or even upset when they see a decline in their estimated home value - especially if it comes as a surprise. As their trusted advisor, you might hesitate to deliver “bad news.” But in reality, this is a golden opportunity.

Turn Concern Into Connection

Some of Ownwell’s most successful brokers - the ones generating multiple deals per month - say they love when clients push back on home value estimates. Why? Because it opens the door for a meaningful conversation.

When a client reaches out, it’s a perfect chance to:

  • Check in and show you’re paying attention

  • Offer expert insight and perspective

  • Reinforce your value as their trusted guide

This kind of proactive engagement keeps you top of mind when your client is ready to refinance, renew, or buy again.


A Reminder of Ownwell’s Purpose

Ownwell's reports aren't just about tracking property values - they're about helping homeowners understand their options and make smart financial decisions.

Even if a client’s estimated value has dipped, the report may still reveal opportunities to:

  • Save interest by switching to a lower rate

  • Improve cashflow by refinancing

  • Access equity to consolidate debt

  • Connect with a real estate professional for deeper insight

These reports are designed to start conversations, not end them.


A Note on Accuracy

Our home value estimates are computer-generated and based on available market data. They’re helpful directional tools - not appraisals or substitutes for a realtor’s opinion. We make this clear in the reports, and we encourage clients to request a Comparative Market Analysis (CMA) from a qualified real estate partner if they have questions.

As their broker, you can:

  • Introduce them to your preferred realtor

  • Update the estimate manually in Ownwell

  • Invite them to update it themselves in the report (you’ll be notified if they do)

Many brokers and realtors use this as an opportunity to start a helpful, educational dialogue.


The Bigger Picture

If a client is upset, there’s often a deeper reason - maybe they’re thinking of selling, feeling financial pressure, or simply uncertain about the market. That’s your chance to offer real value:

  • Reassure them with context

  • Explore ways to reduce their mortgage costs

  • Help them feel more confident and informed

Avoiding the conversation doesn’t help them - leaning in does. And when you do, you’re not just delivering a report - you’re building a relationship that lasts and setting yourself apart from the competition.

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