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How Should I Respond to a Client Who’s Upset About a Decline in Their Estimated Home Value?

What to do when a client is concerned about a drop in their estimated home value in the Ownwell report.

Dan MacDonald avatar
Written by Dan MacDonald
Updated over a month ago

It’s natural for clients to feel concerned or even upset when they see a decline in their estimated home value - especially if it comes as a surprise. As their trusted advisor, you might hesitate to deliver “bad news.” But in reality, this is a golden opportunity.

Turn Concern Into Connection

Some of Ownwell’s most successful brokers - the ones generating multiple deals per month - say they love when clients push back on home value estimates. Why? Because it opens the door for a meaningful conversation.

When a client reaches out, it’s a perfect chance to:

  • Check in and show you’re paying attention

  • Offer expert insight and perspective

  • Reinforce your value as their trusted guide

This kind of proactive engagement keeps you top of mind when your client is ready to refinance, renew, or buy again.


A Reminder of Ownwell’s Purpose

Ownwell's reports aren't just about tracking property values - they're about helping homeowners understand their options and make smart financial decisions.

Even if a client’s estimated value has dipped, the report may still reveal opportunities to:

  • Save interest by switching to a lower rate

  • Improve cashflow by refinancing

  • Access equity to consolidate debt

  • Connect with a real estate professional for deeper insight

These reports are designed to start conversations, not end them.


A Note on Accuracy

Our home value estimates are computer-generated and based on available market data. They’re helpful directional tools - not appraisals or substitutes for a realtor’s opinion. We make this clear in the reports, and we encourage clients to request a Comparative Market Analysis (CMA) from a qualified real estate partner if they have questions.

As their broker, you can:

  • Introduce them to your preferred realtor

  • Update the estimate manually in Ownwell

  • Invite them to update it themselves in the report (you’ll be notified if they do)

Many brokers and realtors use this as an opportunity to start a helpful, educational dialogue.


The Bigger Picture

If a client is upset, there’s often a deeper reason - maybe they’re thinking of selling, feeling financial pressure, or simply uncertain about the market. That’s your chance to offer real value:

  • Reassure them with context

  • Explore ways to reduce their mortgage costs

  • Help them feel more confident and informed

Avoiding the conversation doesn’t help them - leaning in does. And when you do, you’re not just delivering a report - you’re building a relationship that lasts and setting yourself apart from the competition.

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